Terms & Conditions

TERMS OF USE

Last Revised: November23, 2024

These Terms of Use (Terms”) apply to your use of https://www.fantasylife.com, https://newsletter.fantasylife.com/, https://guillotineleagues.com and any other websites, mobile applications, and other services made available and operated by FL Newsletter LLC (“FL Newsletter,” “us,” “our,” or “we”) where these Terms are posted (collectively, the “Sites”). Without limiting the foregoing, the Sites encompass all content, features, and services provided by FL Newsletter via its email or e-newsletter services.

Please read these Terms fully and carefully. Among other things, these Terms:

• Describe the terms that you and other users must follow when using our Sites
• Explain your obligations to FL Newsletter when you use the Sites
• Limit how disputes with FL Newsletter are resolved

PLEASE REVIEW THESE TERMS CAREFULLY BECAUSE THEY FORM A LEGAL AGREEMENT BETWEEN FL Newsletter AND YOU. YOUR USE OF AND ACCESS TO THE SITES ARE CONDITIONED ON YOUR COMPLIANCE WITH AND ACCEPTANCE OF THESE TERMS.

IN PARTICULAR, PLEASE NOTE THE ARBITRATION REQUIREMENT AND CLASS ACTION WAIVER SET FORTH BELOW, WHICH, SUBJECT TO SOME LIMITED EXCEPTIONS, REQUIRES YOU TO ARBITRATE CLAIMS YOU MAY HAVE AGAINST US ON AN INDIVIDUAL BASIS. ARBITRATION ON AN INDIVIDUAL BASIS MEANS THAT YOU WILL NOT HAVE, AND YOU WAIVE, THE RIGHT FOR A JUDGE OR JURY TO DECIDE YOUR CLAIMS, AND THAT YOU MAY NOT PROCEED IN A CLASS, CONSOLIDATED, OR REPRESENTATIVE CAPACITY.

By creating an account or otherwise accessing OR USING the Sites (OTHER THAN FOR THE PURPOSE OF READING THESE TERMS), you expressly represent that you are AT LEAST EIGHTEEN YEARS OLD OR ABOVE THE AGE OF MAJORITY IN YOUR JURISDICTION OF RESIDENCE (WHICHEVER IS GREATER), THAT YOU ARE legally competent to enter into this agreement, and THAT YOU agree to be bound by these Terms. IF YOU DO NOT AGREE TO THESE TERMS, THEN YOU ARE NOT AUTHORIZED TO USE THE SITES.

HOW THESE TERMS APPLY

These Terms apply to your access to and use of the Sites. Certain areas, features, or functionalities of the Sites may be subject to to additional terms (“Additional Terms”). All Additional Terms are part of (and incorporated by this reference into) these Terms. For avoidance of doubt, any reference to the “Terms” in the this agreement includes the Additional Terms. When presented to you, you must agree to the Additional Terms before using the areas, features, or functionalities of the Sites to which they apply. These Terms and the Additional Terms apply equally unless any part of the Additional Terms is irrevocably inconsistent with these Terms, in which case the Additional Terms will control but solely to the extent of the inconsistency.

CHANGES TO THESE TERMS

The Effective Date of these Terms is set forth at the top of this webpage. You acknowledge and agree that FL Newsletter has the right to modify these Terms from time to time to reflect changes to the Sites, industry requirements or applicable law, or for any other reason. When we do so, we will update the “Effective Date” above. In our sole discretion, we may also provide notice of updates to these Terms by additional means, such as emails to users on file or postings on certain portions of the Sites. With or without any such additional notice, by continuing to use the Sites (or any portion thereof) after we post any revisions to these Terms and update the “Effective Date,” you accept these Terms, as modified. The modified Terms supersede all previous versions of our agreements, notices or statements of or about these Terms.

CHANGES TO THE SITES

We are always looking to innovate and make the Sites better. As a result, FL Newsletter may from time to time update the Sites, including enhancements, updates, modifications, upgrades and other changes to the Sites (collectively, “Changes”). Further, we reserve the right to restrict access to certain parts of the Sites or discontinue the Sites or any content that we provide through the Sites at any time, without notice or liability to you. You agree that we are not liable to you due to any Changes or if, for any reason, the Sites or any portion thereof are unavailable or discontinued.

CONTENT DISCLAIMER

The Sites contain information on fantasy sports and sports betting. Importantly, the content provided through the Sites is for informational purposes only. The Sites are not intended to provide financial, legal, or any other form of professional advice.

FANTASY CONTESTS

FL Newsletter’s Fantasy Contests, and those portions of the Services used to register for or compete in Fantasy Contests, are open only to eligible users.

Except as explicitly stated in connection with a particular Fantasy Contest, FL Newsletter is the exclusive sponsor of all Fantasy Contests Offered through the Services.

ELIGIBILITY FOR FANTASY CONTESTS

FL Newsletter offers different contests in different states based on applicable laws and regulations, and the eligible states may change from time to time. Eligibility for FL Newsletter contests is generally posted at guillotineleagues.com.

You consent to the monitoring and recording by FL Newsletter, or a third-party provider acting on behalf of FL Newsletter, of any fantasy sports contest entry communication and geographic location information.

If you plan to access or participate in Fantasy Contests, you hereby represent and warrant that you are fully able and competent to enter into the terms, conditions, obligations, affirmations, representations and warranties set forth in these terms and to abide by and comply with these terms.

By entering a Fantasy Contest, you are further representing and warranting that all of the following are true:

• you are 18 years of age (or the minimum age in your state of residence, which may also be 19 or 21) or older;
• you are a citizen or resident of the United States of America and that you have an address in the United States of America
• at the time of contest entry, you are physically located in the United States of America in a jurisdiction in which participation in the Fantasy Contest is not prohibited by applicable law;
• you are not listed on any U.S. Government list of prohibited or restricted parties;
• you are not physically located at the time of entry in a Fantasy Contest within any jurisdiction where Guillotine Leagues is not available. Eligibility for Guillotine Leagues contests is generally posted at guillotineleagues.com
• you are not subject to backup withholding tax because: (a) you are exempt from backup withholding, or (b) you have not been notified by the Internal Revenue Service (IRS) that you are subject to backup withholding as a result of a failure to report all interest or dividends, or (c) the IRS has notified you that you are no longer subject to backup withholding;
• you are not prohibited from participating in a Fantasy Contest pursuant to a court order.

If FL Newsletter LLCS determines that you do not meet the eligibility requirements of this section, then you are not authorized to access or participate in Fantasy Contests. FL Newsletter LLC may require you to provide proof that you are eligible to participate according to this section prior to entering into Fantasy Contests on the Guillotine Leagues Platform (“Platform”). You consent that FL Newsletter LLC, or a third-party provider acting on behalf of FL Newsletter LLC, may confirm your age and identity. This includes requesting that you fill out an affidavit of eligibility or other verification information (as discussed in Section 4(iii) below). If FL Newsletter LLC otherwise determines that you do not meet the eligibility requirements of this section, in addition to any rights that FL Newsletter LLC may have in law or equity, FL Newsletter LLC reserves the right, in its sole discretion, to terminate your Account, restrict your Account from accessing or participating in Fantasy Contests, withhold or revoke the awarding of any Fantasy Prize Winnings associated with your Account or limit your ability to withdraw. In such a situation, FL Newsletter LLC may pay out any withheld or revoked Fantasy Prize Winnings to the other entrants in the relevant Fantasy Contest in a manner consistent with the prize structure of the Fantasy Contest, to be precisely determined by FL Newsletter LLC in its sole discretion. FL Newsletter LLC also reserves the right to withhold revoked Fantasy Prize Winnings to use in furtherance of its fraud prevention or anti-money laundering efforts.

Further, FL Newsletter LLC may determine, in its sole discretion, to no longer provide its Services or certain Contests in a particular state or location or to modify its product offerings in a particular state or location. In the event FL Newsletter LLC discontinues its Services or certain Contests, FL Newsletter LLC reserves the right in its sole discretion to terminate a Contest in progress, terminate Accounts, restrict the use of Accounts to enter into certain Contests, and provide refunds as necessary. Under no circumstances shall FL Newsletter LLC be required to refund or pay any amount with respect to a terminated contest other than your entry fee.

FL Newsletter LLC employees may only use the Services for the purpose of testing the user experience, but may not withdraw money or Fantasy Prize Winnings. FL Newsletter LLC consultants or promoters of the Services may play in Fantasy Contests without such limitation, but only if (i) their arrangement with FL Newsletter LLC does not permit them to have any access to non-public Services data or any other data not made available to all eligible players on the Services and (ii) they do not receive any other advantages in their play on the Services.
Employees or operators of other daily fantasy sites that charge entry fees or offer cash prizes who, by virtue of their affiliation with another daily fantasy site, have access to pre-release, non-public, and confidential user data from the other site which provides such persons an unfair advantage in a Contest may not enter any Fantasy Contests. If it is determined by FL Newsletter LLC, in its sole discretion, that such a person entered a FL Newsletter LLC Fantasy Contest with a Prize and possessed or utilized an unfair advantage due to their access to pre-release, non-public, and confidential user data from the another site, FL Newsletter LLC will disqualify the entry, will not award the person Fantasy Prize Winnings, and may report such person’s violation of this provision to the daily fantasy site for which the entrant is employed by, operates or affiliated with. Additionally, FL Newsletter LLC may maintain information about the entrant sufficient to assist FL Newsletter LLC in blocking the user from entering future FL Newsletter LLC Fantasy Contests, unless and until FL Newsletter LLC determines, in its sole discretion, that the entrant is no longer an employee or operator of another daily fantasy site or no longer has access to pre-release non-public confidential data about game-related information by virtue of affiliation with a daily fantasy site.

All leagues or associations which FL Newsletter LLC offers contests on including NFL athletes, coaches and other team management, team support personnel (e.g., without limitation, team physicians) and team owners may not participate in any Guillotine League Contests. League and Association team owners, referees, league employees, commissioners, and other individuals who through an ownership interest or game-related employment may influence the gameplay are likewise ineligible.

CONDITIONS OF PARTICIPATION

REGISTRATION
In order to participate in the Services, including Fantasy Contests, you must register for an Account. By registering as a user of the Services, you agree to provide accurate, current, and complete information about yourself as prompted (such information being the “Registration Data”) and maintain and promptly update the Registration Data to keep it accurate, current, and complete. If you provide any information that is inaccurate, not current or incomplete, or FL Newsletter LLC has reasonable grounds to suspect that such information is inaccurate, not current or incomplete, FL Newsletter LLC may deny you access to areas requiring registration, or terminate your Account, at its sole discretion.

You may establish, maintain, use and control only one Account on the Services. Each Account on the Services may only be owned, maintained, used, and controlled by one individual. You acknowledge that as an authorized game participant, you are prohibited from allowing any other person to access or to use your Account.

For avoidance of doubt, users may not “co-own” Accounts on the Services. In the event FL Newsletter LLC determines that you have opened, maintained, used or controlled more than one Account, or allowed another person to use your Account, in addition to any other rights that FL Newsletter LLC may have, FL Newsletter LLC reserves the right to suspend or terminate any or all of your Accounts and terminate, withhold or revoke the awarding of any prizes. Users may “co-own” teams across two accounts in our free-to-play Fantasy Contests, but are not permitted to do so in the paid Fantasy Contests in order to uphold our eligibility requirements.

You agree that the sole and specific purpose of creating an Account on FL Newsletter LLC is to participate in the Services. FL Newsletter LLC shall be entitled to suspend, limit or terminate your Account if we have reasonable grounds to believe (as determined in our sole discretion) that you are using the Services for an illegal or improper purpose. In such circumstances, we may also report such activity to relevant authorities.

USER ACCOUNT FUNDS AND WITHDRAWALS
By creating a Guillotine Leagues Account, you agree to provide us with a valid mailing address, date of birth, and Social Security number as well as any other information we may require in order to run appropriate identity checks and comply with applicable rules and regulations. If necessary, you may be required to provide appropriate documentation that allows us to verify you.

Your participation in Contests, your ability to create or maintain and Account with us and your access to the Services are at all times subject to FL Newsletter LLC’s existing policies and procedures for verification, including any age, location, or identity verification methods employed by FL Newsletter LLC or its third party providers. While your Account is pending verification, FL Newsletter LLC reserves the right in its sole discretion to prohibit you from depositing funds into your Account. You may not be able to participate in any Fantasy Contests until verification of your Account or identity is complete. If we are unable to verify your Account or identity at any point, we reserve the right in our sole discretion to terminate or suspend your Account and withhold any funds until such time as we have been able to successfully verify you.

If you participate in Fantasy Contests, all Fantasy Prize Winnings you obtain will be added to your FL Newsletter LLC Account balance, and such funds will be held in a separate, segregated bank Account by a subsidiary of FL Newsletter LLC. These funds belong to you, subject to review for evidence of fraud, verification or other prohibited conduct as described above, and FL Newsletter LLC may not use them to cover its operating expenses or for other purposes. Your withdrawals of Fantasy Prize Winnings will be made from this segregated bank Account, and any checks or other payments issued from that Account may bear the name of FL Newsletter LLC subsidiary.

You can view your fantasy contest player activity, Account statement, contest history in the transaction history section of your Guillotine Leagues Account. Account activity and winnings may be disclosed to any applicable state or federal entities. FL Newsletter LLC reserves the right in its sole discretion to limit the time period covered by, or access to, the Account history information to the minimum time period permissible under applicable law or regulation.

FL Newsletter LLC will endeavor to process withdrawal requests as fast and efficient as possible, typically within 10 business days after the request is received. We also may conduct checks for Terms compliance, including anti-fraud checks on playing and Services usage patterns prior to processing a withdrawal, and we may request additional information before permitting a withdrawal. Subject to such checks, you may close your Account and withdraw your Account balance at any time and for any reason.

FL Newsletter LLC may limit the amount of entry fees that a user can pay in accordance with state-imposed deposit limits and/or based on liability risk to our business. Determination of unacceptable liability risk to us for the purpose of this Rule is at our discretion.

Generally, sweepstakes may occur from time to time and shall, in addition to these Terms, be subject to the posted rules for such sweepstakes promotion, to be made available once applicable.

Your participation in any sweepstakes or promotions shall be governed by these Terms, and the posted rules shall be deemed incorporated in these Terms.

All payments by you are final and no refunds will be issued.

Inactive Accounts. FL Newsletter LLC may, in its sole discretion, consider and treat your Account as inactive if there have been no log-ins to the Account or a lack of participation of an Account in a Contest for eighteen (18) months. In such event, your Account may be considered dormant by FL Newsletter LLC in its sole discretion, unless a longer period of time is required by applicable state law. For example, Accounts may be considered dormant in Arizona, Colorado, Indiana, Maine, Maryland and New York when they remain inactive for three (3) years. If an Account is inactive and contains unclaimed funds, FL Newsletter LLC may be required by state law to attempt to contact the Account holder at their last known mailing address and/or email address, and, if unsuccessful, the unclaimed funds may be considered abandoned. In such event, FL Newsletter LLC will remit such abandoned funds to the appropriate state agency as unclaimed property pursuant to state law. FL Newsletter LLC may also charge additional fees associated with the delivery of abandoned funds to the applicable state agency. If FL Newsletter LLC closes your Account prior to the period permitted by applicable state law, FL Newsletter LLC will return all funds remaining in your Account at the time of closure to you.

COMMUNICATION AND INFORMATION PROCESS
As a result of your registration for the Services, you may receive certain commercial communications from FL Newsletter LLC. You understand and agree that these communications are part of your registration, and that, to the extent required by law, you may opt out of receiving these communications as set forth in our Privacy Policy. Following such an opt-out, we may still communicate with you via email to the extent permitted by applicable law.

RESPONSIBLE GAMING
FL Newsletter LLC offers tools to encourage responsible player behavior. We also allow third parties, who have concerns about a player's ability to manage his or her play, to contact customer service to make a report regarding that player's participation in FL Newsletter LLC Fantasy Contests. FL Newsletter LLC , in its sole discretion, may exclude individuals from using the Platform. Please see Guilltoine League’s Responsible Gaming Page for more information and resources.

CANCELLATION
FL Newsletter LLC also reserves the right, in its sole discretion, to cancel or void Fantasy Contests, in our sole discretion, without any restrictions. If you have paid an entry fee for a Fantasy Contest and FL Newsletter LLC cancels the Fantasy Contest or you cancel your entry in accordance with these Terms FL Newsletter LLC will credit your Guillotine Leagues account balance for the amount of the entry fee.

DISCONNECTIONS AND TECHNICAL ERRORS
FL Newsletter LLC is not responsible for technical, hardware, network connections, or incomplete or delayed computer transmissions, regardless of cause. If for any reason Fantasy Contests are not running as originally planned (e.g., if the Site becomes corrupted or does not allow the proper usage and processing of entries in accordance with the contest rules, or if infection by a computer virus, bugs, tampering, unauthorized intervention, actions by entrants, fraud, technical failures, or any other causes of any kind, in the sole opinion of FL Newsletter LLC corrupts or affects the administration, security, fairness, integrity or proper conduct of the Services), FL Newsletter LLC reserves the right, in its sole discretion, to disqualify any individual implicated in or relating to the cause and/or to cancel, terminate, extend, modify or suspend the Fantasy Contests, and select the winner(s) from all eligible entries received. If such cancellation, termination, modification or suspension occurs, notification may be posted on the Site.
If you become disconnected from the Platform while in the process of a contest entry, subject to the type of draft and Rules, the draft may continue to the extent possible. In such event, please login to your Account as soon as practicable and check the status of your Contest Entry. FL Newsletter LLC shall not have any responsibility for the your failure or inability to meet a Contest entry Deadline.

FORCE MAJEURE
The failure of FL Newsletter LLC to comply with any provision of these Terms due to circumstances beyond its control including but not limited to an act of God, hurricane, war, fire, riot, earthquake, weather, pandemic or endemic, terrorism, act of public enemies, strikes, labor shortage, actions of governmental authorities, technological failures or other force majeure event will not be considered a breach of these Terms, and FL Newsletter’s performance obligations, if any, shall be delayed until such time as performance becomes reasonably practicable and if performance is no longer possible.

TAXES
Winnings may be subject to state or federal taxation. Please consult with your accounting professional. You are solely responsible for filing and paying applicable state and federal taxes on any winnings. FL Newsletter LLC does not provide tax advice, nor should any statements in this agreement or on the Services be construed as tax advice. To the extent required by applicable law, FL Newsletter LLC may issue a 1099-G to users who have winnings in the aggregate derived from Fantasy Contests of $600 or more over the previous year. If requested by FL Newsletter LLC, you shall provide all information necessary for FL Newsletter LLC to perform or evaluate any of its obligations under state or federal law, including any updated address, phone and social security number details to FL Newsletter LLC. These details will be used to allow FL Newsletter LLC to comply with tax regulations and may be shared with appropriate tax authorities. Lastly, you understand and authorize FL Newsletter LLC to withhold any amounts related to your Account if and to the extent FL Newsletter LLC determines that any amounts must be withheld under applicable law or regulations of the appropriate tax authorities.

GAME RULES

Guillotine Leagues: Rules
Each Fantasy Contest is governed by the Guillotine Leagues Fantasy Contest Rules (“Rules”), including with respect to scoring, controls, and guidelines for that Fantasy Contest, which shall be posted on the Site or Application. You agree that you shall be subject to the Rules in effect at the time of entry of a Fantasy Contest. Such Rules shall be deemed incorporated and part of these Terms and you agree that you shall comply with them in respect of each individual Fantasy Contest which you choose to enter.

ENTRY REQUIREMENTS
Fantasy Contests may require an entry fee or offer a prize. Each Fantasy Contest that has an entry fee will display the entry fee in US dollars. When you opt to participate in a Fantasy Contest with an entry fee, you will need to pay the required entry fee. Then, follow the links and instructions provided for entry.

In the event of a dispute regarding the identity of the person participating in a Fantasy Contest, the entry will be deemed submitted by the person in whose Username the entry was submitted, or if possession of the Username itself is contested and in FL Newsletter’s opinion sufficiently uncertain, the name in which the email address on file was registered with the email service provider. For Fantasy Contests, FL Newsletter LLC reserves the right not to award a prize to an individual it believes in its sole discretion did not submit the winning entry.

PRIZES
After each Fantasy Contest ends, the tentative winners are announced (generally by the following day) but remain subject to final verification. The players in each Fantasy Contest who accumulate the most fantasy points and comply with eligibility requirements and applicable rules will win prizes as set out in the posted Fantasy Contest details. Fantasy Prize Winnings are added to the winning player's Account balance once confirmed and verified by FL Newsletter LLC. In the event of a tie, the distribution of prizes will depend on the applicable provisions of the Rules.

Prize calculations are based on the results as of the time when final scoring is tabulated by FL Newsletter LLC. Once winners are initially announced by FL Newsletter LLC, the scoring results will not be changed in light of official adjustments made by leagues or associations, including but not limited to the NFL, though we reserve the right to make adjustments based on errors or irregularities in the transmission of information to us from our stats provider or in our calculation of results. We also may make adjustments in the event of noncompliance with the Terms. FL Newsletter LLC has no obligation to delay the awarding of a prize in anticipation of any adjustment, and we reserve the right to reverse payments in the event of any adjustment. You agree to cooperate with our efforts to reverse payments. In short, you agree that the final decision and determination of the winner(s) of the Fantasy Contest shall be subject to the sole discretion of FL Newsletter LLC.

No substitution or transfer of a prize is permitted. The winner is solely responsible for all taxes associated with the receipt or use of any prize. In the event that the awarding of any prizes to winners of the Fantasy Contest is challenged by any legal authority, FL Newsletter LLC reserves the right in its sole discretion to determine whether or not to award or adjust such prizes. In all disputes arising out of the determination of the winner of Guillotine League Contests, FL Newsletter LLC is the sole judge and its actions are final and binding in its sole discretion.

NOTIFICATION
Winners are generally posted on the Site after the conclusion of each Round by 12:00 PM ET on the following day. Winners may be requested to return via email or regular mail an affidavit of eligibility, a publicity agreement and appropriate tax forms by a specified deadline. Failure to comply with this requirement can result in disqualification. Any prize notification returned as undeliverable may result in disqualification and selection of an alternate winner.

PRIVACY

We respect your privacy and have taken specific steps to protect it. Your submission of personal information through the Sites is governed by our Privacy Policy.

ACCOUNTS

You do not need to create an account to browse the public areas of the Sites but you may need an account to take full advantage of the Sites, such as to receive access to certain offers and content.

To create an account, you will need to provide at least your email address. FL Newsletter also may require that you provide other information, such as your birth year, to verify that you are legally able to enter into a binding contract with FL Newsletter.

FL Newsletter also may ask you to provide additional information, such as your name, telephone number, preferences, opinions and other details about yourself that you choose to share as part of the account creation process. To learn more about how we process the personal information that we collect from you when you create an account, please see our Privacy Policy.

You must be at least eighteen years of age or above the age of majority in your jurisdiction of residence (whichever is greater) to use the Sites. Under no circumstances are the Sites directed to or intended for use by children under age 13. If you learn or suspect that someone under age 13 has created (or attempted to create) an account, or has otherwise provided information to us, please notify us at .

You agree that you will not create an account for anyone other than yourself, create an account with the intent to impersonate another person, or falsify any element of FL Newsletter’s eligibility verification processes. FL Newsletter reserves the right to deny registration or to cancel or suspend an account at any time if we detect or suspect a violation of these Terms. You may not create an account if you were previously suspended or terminated from using the Sites.

You promise that any information that you submit to FL Newsletter is true, accurate and complete and you agree to keep it that way at all times.

At the time of registration for online Account access, you must provide a valid email address and supply a Username and Password to be used in conjunction with your Account. Many portions of the Services require registration for access (the "Restricted Areas"). You are responsible for maintaining the confidentiality of Password, and are fully responsible for all uses of your Username and Password, whether by you or others. You agree to (a) never to use the same Password for the Services that you use or have ever used outside of the Service; (b) keep your Username and Password confidential and not share them with anyone else; (c) immediately notify FL Newsletter LLC of any unauthorized use of your Username and Password or Account or any other breach of security; and (d) use only your own Username and Password to access the Services’ Restricted Areas. FL Newsletter LLC cannot and will not be liable for any loss or damage arising from your failure to comply with this Section.

All data which you provide to FL Newsletter LLC or which is obtained or generated about you during your use of the Services shall be subject to the Privacy Policy. The Privacy Policy, and any changes to the same, is further deemed incorporated and part of these Terms.

You acknowledge and agree that FL Newsletter LLC is authorized to act on instructions received through the use of your Username and Password, and that FL Newsletter LLC may, but is not obligated to, deny access or block any transaction made through use of your Username and Password without prior notice if we believe your Username and Password are being used by someone other than you, or for any other reason.

FL Newsletter LLC may require you to change your password or Username or may unilaterally change your Username. FL Newsletter LLC recommends users to constantly consider the security and strength of the passwords and FL Newsletter LLC recommends users change their passwords on a frequent basis of at least every 6 months.

You agree to notify us immediately at if you detect or suspect unauthorized access to or use of your password, account, or other breach of security.

PAID PORTIONS OF THE SITES

If payment for certain features of the Sites is required, FL Newsletter will provide you with a choice about whether to use the paid features. You are solely responsible for all charges, fees and other costs related to use of the Sites, including the equipment and internet connection or mobile telephone service necessary to access and use the Sites. If you access and use the Sites on your mobile device, you agree that you are solely responsible for all charges that you incur from your mobile service provider. You remain solely responsible for any taxes that may be applicable to your purchases.

YOU REPRESENT AND WARRANT THAT YOU HAVE THE LEGAL RIGHT TO USE ANY PAYMENT CARD OR OTHER PAYMENT METHOD UTILIZED IN CONNECTION WITH ANY PURCHASE MADE ON THE SITES. You further agree to provide current, complete, and accurate information for all purchases made on the Sites. You agree to promptly update your account and other information, as applicable, so that we can complete your order and contact you as needed. By submitting any information in connection with an order, you grant to FL Newsletter the right to provide such information to third parties for purposes of facilitating the completion of transactions initiated by you or on your behalf. Verification of information may be required prior to the acknowledgment or completion of a transaction.

Further, it is your responsibility to ascertain and obey all applicable local, state, federal, and international laws (including minimum age requirements) in regard to any purchases made on the Sites. Any offer made on the Sites is void where prohibited.

OWNERSHIP OF THE SITES

As between FL Newsletter and you, FL Newsletter and its third-party licensors are and will remain the sole and exclusive owners of all right, title and interest in and to the Sites, including all content available through the Sites and their design, selection and arrangement and all intellectual property rights therein (“Site Content”).

The Site Content includes the FANTASY LIFE trademark and all related names, logos, product and service names, designs and slogans (“FL Newsletter Marks”). You must not use the FL Newsletter Marks without FL Newsletter’s prior written permission. All other names, logos, service names, designs and slogans of third parties that appear on or in the Sites are the trademarks of their respective owners.

We are providing you with access to the Sites pursuant to a limited, non-exclusive, non-sub-licensable, non-transferable, revocable license. You can access and use the Sites for personal, non-commercial use, at all times subject to these Terms. This license is available to you as long as you are not barred from the Sites by applicable law and your access is not terminated by us. If these Terms are not enforceable where you are located, you may not use the Sites. FL Newsletter reserves all right, title, and interest not expressly granted under this license to the fullest extent possible under applicable laws.

Under this license, you may download information from the Sites and print out a hard copy for your personal, non-commercial use, provided that you keep intact and do not remove or alter any copyright or other notice (e.g., trademark, patent, etc.) contained thereon. Except as otherwise expressly stated herein, you may not:

• create and/or publish your own database that features parts of the Sites without FL Newsletter’s express prior written consent;
• reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store transmit, or otherwise exploit any of the Site Content;
• use any robot, spider, search/retrieval application or other automated device, process or means to access, retrieve, scrape or index any portion of the Sites;
• frame, or make it appear that a third-party site is presenting or endorsing, any of the content of the Sites, or incorporate any intellectual property of the Sites, FL Newsletter, or any of our licensors into another website or other service; or
• otherwise violate or infringe the proprietary rights of FL Newsletter or its third-party licensors in and to the Site Content at any time.

Any unauthorized use of the Site Content may violate copyright laws, trademark laws, the laws of privacy and publicity, and applicable regulations and statutes. You agree to comply with reasonable written requests from us to help us protect our proprietary and intellectual property rights.

USER CONTENT

The Sites may contain forums and other interactive features that allow users to post, submit, publish, display or transmit content or materials (collectively, “User Content”). User Content has not necessarily been reviewed or approved by FL Newsletter, and we, therefore, make no representations or warranties as to the accuracy, reliability, completeness, or timeliness of any such content. Any views or opinions expressed in User Content belong to the users who shared the content and not to FL Newsletter. Your reliance on any User Content is done entirely at your own risk. You understand and agree that we are not responsible for, and shall have no liability related to, any User Content, including your reliance on any such content.

You own the User Content that you create unless the terms and conditions applicable to your submission of User Content state otherwise. However, when you submit User Content through the Sites, you grant FL Newsletter (including our suppliers that help us operate the Sites and each of our respective successors and assigns) the unrestricted, perpetual, worldwide, non-exclusive, royalty-free, sub-licensable (through multiple tiers), fully-paid right and license to use, host, store, reproduce, modify, publicly display, perform, translate, distribute and otherwise disclose to third parties your User Content, in whole or in part, for any purpose and in any media now known or hereafter developed, to the extent permitted by law. No moral rights are transferred by the right and license to User Content that you grant to FL Newsletter in these Terms.

You understand and acknowledge that you are responsible for your User Content, including its legality, reliability, accuracy and appropriateness. When you provide User Content, you represent and warrant to FL Newsletter that:

1. You own or control all rights in and to your User Content and have the right to grant the rights and license granted to FL Newsletter above in these Terms;
2. Your User Content does not violate the rights of any other person or entity, such as rights of privacy and publicity and intellectual property rights;
3. Your User Content is true and accurate; and
4. All of your User Content complies with these Terms and all applicable laws, rules, and regulations.

Your User Content must comply with all of the following rules:

1. User Content must not contain any material that is defamatory, obscene, indecent, abusive, offensive, harassing, violent, hateful, inflammatory, or otherwise objectionable.
2. User Content must not promote sexually-explicit or pornographic material, violence, or discrimination based on race, religion, nationality, disability, gender, sexual orientation, gender identity or age.
3. User Content must not deceive or intend to deceive any person.
4. User Content must not promote any illegal activity or advocate, promote or assist any unlawful act.
5. User Content must not misrepresent your identity or affiliation with any person or organization or give the impression that your User Content is endorsed by FL Newsletter or by any other person or entity if this is not the case.

If you believe that User Content violates these Terms, please notify us at , including a description of the specific User Content and its location in the Sites. To the extent permitted by law, you agree to indemnify FL Newsletter for all claims brought by a third party against FL Newsletter arising out of or in connection with your User Content.

In addition to User Content, you may from time to time choose to provide FL Newsletter with ideas, suggestions or other feedback about the Sites. You own your feedback but, by providing feedback to FL Newsletter, you agree and hereby grant to FL Newsletter a fully paid, royalty-free, perpetual, irrevocable, worldwide, non-exclusive and fully sub-licensable right and license to use, reproduce, perform, display, distribute, adapt, modify, re-format and create derivative works of and otherwise exploit in any manner all of your feedback. All of your feedback is considered non-confidential and non-proprietary.

PERMITTED USES OF THE SITES

You must use the Sites for lawful, personal and non-commercial purposes only and not for any fraudulent purpose or in connection with any unlawful activity. Without limiting the foregoing, you must not and you agree not to attempt to or encourage or allow any third party to:

• gain (or attempt to gain) unauthorized access to the Sites or FL Newsletter’s computer systems or networks through hacking, password mining or other means or to violate the security of any computer or security network;
• use the Sites in any manner that you know or should know could damage, disable, overburden or impair FL Newsletter’s servers or networks;
• discriminate, harass, threaten, deceive, embarrass, harm or cause annoyance, inconvenience or anxiety to others or otherwise interfere (or attempt to interfere) with any other party's use and enjoyment of the Sites;
• use the Sites on behalf of anyone other than yourself;
• copy, modify, adapt, translate, reverse engineer, decode or otherwise attempt to derive or gain access to any portion of the Sites;
• remove any copyright, trademark, or other proprietary rights notice contained in the Sites or otherwise infringe or violate the intellectual property rights of FL Newsletter or any third party;
• use any robot, spider, search/retrieval application or other automated device, process or means to access, retrieve, scrape or index any portion of the Sites;
• rent, lease, lend, sell, sublicense, assign, distribute, publish, transfer or otherwise make available the Sites or any feature or functionality of the Sites to any third party for any reason;
• reformat or frame any portion of the web pages that are part of the Sites, including with the intention of reselling or distributing products; or
• use the Sites to send any unauthorized or unsolicited commercial or promotional content.
• Violate these Terms or any applicable local, state, national, or international law, regulation, or order.

FL Newsletter shall have the right—but, to be clear, not the obligation—to monitor, evaluate, and analyze any use of and access to the Sites and/or to remove any User Content from the Sites, for any reason, including to determine compliance with these Terms. Further, FL Newsletter reserves the right to monitor and record activity on the Sites to the fullest extent permitted by applicable law and in accordance with the FL Newsletter Privacy Policy (or any other privacy policy or notice provided to you).

FL Newsletter has the discretion to terminate your access to the Sites (in addition to any other available remedy) without notice if FL Newsletter has a reasonable basis to believe that you are using the Sites in violation of these Terms.

TERM AND TERMINATION

These Terms shall remain in effect until terminated by you or FL Newsletter. You may stop using the Sites at any time and for any reason. If you want to delete your account, please contact FL Newsletter using the contact information provided at the end of these Terms. If you want to correct or delete the personal information associated with your account, please see the FL Newsletter Privacy Policy.

FL Newsletter may terminate your account, your access to the Sites, and/or this agreement immediately, automatically, and without any notice if we, in our sole discretion, consider you to be using the Sites in an unacceptable manner, which includes any breach by you of these Terms or the violation of any law. When these Terms terminate, the rights granted by FL Newsletter to you terminate and you must cease all use of the Sites.

Any provision of these Terms that, by its nature, should survive termination of these Terms shall survive termination. By way of example, all of the following provisions will survive termination: any limitation on our liability, any disclaimer of warranty or content, terms regarding ownership or intellectual property rights, any obligation you have to pay us, and terms regarding disputes between us. Termination does not and will not limit any of FL Newsletter’s rights and remedies at law or in equity.

LINKED SITES

The Sites contain links to other websites and resources provided by third parties (including our marketing agency partners and social media platforms) (collectively, “Linked Sites”). FL Newsletter cannot and does not control Linked Sites even though some Linked Sites allow you to export your information to them, such as “like” or “share” features on social media. Please carefully review the privacy policies and other terms of use for all Linked Sites. If you decide to access any of the Linked Sites, you do so entirely at your own risk and subject to the terms and conditions applicable to the Linked Sites and not these Terms.

The Sites may include third-party software that is offered generally available and free of charge under open source or similar licenses (“Third Party Software”). Although the Sites provided to you are subject to these Terms, Third Party Software included in the Sites may be subject to other licenses or usage terms, which will be presented to you as and when applicable.

DISCLAIMERS AND LIABILITY LIMITATIONS

Disclaimer of Warranties. WHERE PERMITTED BY APPLICABLE LAW, THE SITES ARE PROVIDED “AS IS” AND WITH ALL FAULTS AND DEFECTS AND WITHOUT WARRANTY OF ANY KIND.

TO THE MAXIMUM EXTENT PERMITTED UNDER APPLICABLE LAW, FL Newsletter AND ITS AFFILIATES AND ITS AND THEIR RESPECTIVE, OFFICERS, EMPLOYEES, DIRECTORS, LICENSORS AND SUPPLIERS (COLLECTIVELY, “FL Newsletter PARTIES”) EXPRESSLY DISCLAIM ALL WARRANTIES, WHETHER EXPRESS, IMPLIED, STATUTORY OR OTHERWISE, WITH RESPECT TO THE SITES, INCLUDING ALL IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT, AND WARRANTIES THAT MAY ARISE OUT OF COURSE OF DEALING, COURSE OF PERFORMANCE, USAGE OR TRADE PRACTICE. WITHOUT LIMITATION TO THE FOREGOING, NONE OF THE FL Newsletter PARTIES PROVIDES ANY WARRANTY OR UNDERTAKING OR MAKES ANY REPRESENTATION OF ANY KIND THAT THE SITES WILL MEET YOUR REQUIREMENTS, ACHIEVE ANY INTENDED RESULTS, BE COMPATIBLE OR WORK WITH ANY OTHER SOFTWARE, SYSTEMS OR SERVICES, OPERATE WITHOUT INTERRUPTION, MEET ANY PERFORMANCE OR RELIABILITY STANDARDS OR BE ERROR-FREE, OR THAT ANY ERROR OR DEFECT CAN OR WILL BE CORRECTED.

SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF OR LIMITATIONS ON IMPLIED WARRANTIES OR THE LIMITATIONS ON THE APPLICABLE STATUTORY RIGHTS OF A CONSUMER, SO SOME OR ALL OF THE ABOVE EXCLUSIONS AND LIMITATIONS MAY NOT APPLY TO YOU.

Limitations on Liability. TO THE FULLEST EXTENT PERMITTED UNDER LAW, THE FL NEWSLETTER PARTIES WILL HAVE NO OBLIGATION OR LIABILITY (WHETHER ARISING IN CONTRACT, WARRANTY, TORT, INCLUDING NEGLIGENCE, PRODUCT LIABILITY, OR OTHERWISE) FOR ANY DAMAGES OR LIABILITIES, INCLUDING DIRECT, INCIDENTAL, INDIRECT, SPECIAL, OR CONSEQUENTIAL (INCLUDING ANY LOSS OF DATA, REVENUE OR PROFIT OR DAMAGES ARISING FROM PERSONAL INJURY/WRONGFUL DEATH) ARISING WITH RESPECT TO YOUR USE OF THE SITES, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. THIS LIMITATION APPLIES TO DAMAGES ARISING FROM (i) USE OF OR INABILITY TO USE THE SITES, (ii) COST OF PROCUREMENT OF SUBSTITUTE GOODS AND SERVICES, (iii) UNAUTHORIZED ACCESS TO OR ALTERATION OF YOUR TRANSMISSIONS BY THIRD PARTIES, (iv) THIRD PARTY CONTENT MADE AVAILABLE TO YOU THROUGH THE SITES, OR (v) ANY OTHER MATTER RELATING TO THE SITES.

In addition, when using the Sites, information will be transmitted over a medium which is beyond the control and jurisdiction of the FL NEWSLETTER PARTIES or any other third party mentioned on the Sites. Accordingly, THE FL NEWSLETTER PARTIES assume no liability for or relating to the delay, failure, interruption, or corruption of any data or other information transmitted in connection with use of the Sites.

SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF CERTAIN DAMAGES, SO THE ABOVE LIMITATION OR EXCLUSION MAY NOT APPLY TO YOU.

INDEMNIFICATION

You agree to defend (at FL Newsletter’s option), indemnify, and hold FL Newsletter harmless from and against any and all liabilities, claims, damages, costs, and expenses, including attorneys’ fees and costs, arising from or related to your misuse of the Sites or any breach by you of these Terms. We reserve the right, at our expense, to assume exclusive defense and control of any matter otherwise subject to indemnification by you and, in any case, you agree to cooperate with us if and as requested by us in the defense and settlement of such matter. In any case, you agree never to settle any matter for which your indemnification is required absent our prior written consent.

COMMUNICATIONS

When you use the Sites or send emails to us, you are communicating with us electronically. Depending on your choices and account settings, we will communicate with you electronically in a variety of ways, such as by email or otherwise through the Sites. Some of these communications are automatic and some are sent by default as part of the Sites. We may add or remove certain types of communications from time to time. You can adjust whether you receive certain electronic communications in your account settings. Although you can disable certain communications, we may still send you notices as needed to allow us to provide certain parts of the Sites to you, such as to notify you about a security incident.

You agree that all agreements, notices, disclosures and other communications that we electronically provide to you satisfy any legal requirement that such communications be in writing unless mandatory applicable laws specifically require a different form of communication. Certain electronic communications may be subject to fees or charges from your carrier or service provider.

If your email address or other contact information changes, you are responsible for informing FL Newsletter. Changes to your email address will apply to all of your communications from us.

Certain communications could include information about your account, such as a password reset request. Anyone with access to your email account or mobile device could view the content of these communications.

When we send marketing or promotional communications, you can control our email marketing communications by clicking the unsubscribe link in the footer of each marketing email.

By signing up for our newsletter, you are also creating a free account on fantasylife.com.

When you sign up for the newsletter, you are opting in to receive marketing emails from us. These emails may include updates, promotions, and other relevant information about our services. You can opt-out of these marketing emails at any time by clicking the unsubscribe link in the footer of each email.

DISPUTE RESOLUTION & AGREEMENT TO ARBITRATE

By using the Sites, you and FL Newsletter agree that, if there is any controversy, claim, action, or dispute arising out of or related to your use of the Sites or the breach, enforcement, interpretation, or validity of these Terms or any part of them (“Dispute”), both parties shall first try in good faith to settle such Dispute by providing written notice to the other party describing the facts and circumstances of the Dispute and allowing the receiving party thirty (30) days in which to respond to or settle the Dispute. Notice shall be sent to:

• Notice to FL Newsletter: You must send notice (1) by electronic mail to newsletter@fantasylife.com ] and (2) by first-class or certified mail to 301 6th Ave, 42nd floor, New York, NY 10019

• Notice to You: We will send notice by (1) first class or certified mail to the physical address we have on file for you (if any) and (2) by electronic mail to the email address we have on file for you (if any). If we do not have a physical or email address on file for you, or if we are, for any reason, unable to provide notice via the contact information on file, we reserve the right to provide notice by such means as we deem reasonable.

Both you and FL Newsletter agree that this dispute resolution procedure is a condition precedent that must be satisfied before initiating any litigation or filing any claim against the other party.

IF ANY DISPUTE CANNOT BE RESOLVED BY THE ABOVE DISPUTE RESOLUTION PROCEDURE, YOU AGREE THAT SUCH DISPUTE WILL BE DECIDED BY BINDING ARBITRATION ON AN INDIVIDUAL BASIS. ARBITRATION ON AN INDIVIDUAL BASIS MEANS THAT YOU WILL NOT HAVE, AND YOU WAIVE, THE RIGHT TO HAVE A JUDGE OR JURY TO DECIDE YOUR CLAIMS, AND THAT YOU MAY NOT PROCEED IN A CLASS, CONSOLIDATED, COLLECTIVE OR REPRESENTATIVE CAPACITY. Other rights that you and we would otherwise have in court will not be available or will be more limited in arbitration, including discovery and appeal rights.

All such Disputes shall be exclusively submitted to Judicial Arbitration and Mediation Services (JAMS) (www.jamsadr.com) for binding arbitration under its rules then in effect (as modified by this agreement to arbitrate), before one arbitrator to be mutually agreed upon by both parties. The arbitration shall be conducted in accordance with the JAMS Consumer Arbitration Minimum Standards (https://www.jamsadr.com/consumer-minimum-standards/) if it is determined by JAMS or the arbitrator that these standards are applicable to the Dispute. The location of any hearings will be determined by the applicable JAMS rules, provided that if the claim is for $10,000 or less, you may choose to have the arbitration conducted (1) solely on the basis of the documents submitted to the arbitrator or (2) through a non-appearance based hearing by teleconference or videoconference.

The arbitrator, and not any federal, state, or local court or agency, shall have exclusive authority to resolve any Dispute arising under or relating to the interpretation, applicability, enforceability, or formation of these Terms, including any claim that all or any part of these Terms are void or voidable. For the avoidance of doubt, you and FL Newsletter agree that the arbitrator shall have the exclusive power to rule on his or her own jurisdiction, including any objections with respect to the existence, scope, or validity of this agreement to arbitrate or the arbitrability of any claim or counterclaim. The arbitrator may award (on an individual basis) any relief that would be available in a court. The award rendered by the arbitrator may be confirmed and enforced in any court having jurisdiction thereof.

Notwithstanding the foregoing, in lieu of arbitration either you or FL Newsletter may (1) bring an individual claim in small claims court in the United States consistent with any applicable jurisdictional and monetary limits that may apply and (2) file an individual claim in court to enjoin the infringement or other misuse of its intellectual property rights, provided that any such claim is brought and maintained on an individual basis.

CHOICE OF LAW AND CHOICE OF FORUM

These Terms have been made in and shall be construed in accordance with the laws of the United States (including federal arbitration law) and the state of New York, without giving effect to any conflict of laws principles. You and FL Newsletter acknowledge that these Terms evidence a transaction involving interstate commerce and that any arbitration conducted pursuant to these Terms shall be governed by the Federal Arbitration Act (9 U.S.C. §§ 1-16).

Except for disputes or claims properly lodged in a small claims court in the United States, any disputes or claims not subject to the arbitration provision discussed above shall be resolved by a court located in New York and you agree and submit to the exercise of personal jurisdiction of such courts for the purpose of litigating any such claim or action. You further agree that any such claims will be brought and maintained solely on an individual basis and not as part of any class, consolidated, collective or representative capacity, and that you waive your right to a jury trial with respect to any such action.

MISCELLANEOUS

• These Terms (including our Privacy Policy) contain the sole and entire understanding by and between FL Newsletter and you with respect to the Sites and matters contained herein and supersede all prior and contemporaneous understandings and agreements, whether written and oral, regarding the Sites.
• You agree that your use of a keypad, mouse or other device to select a button or icon or similar act or to otherwise provide FL Newsletter any acknowledgment or consent constitutes your electronic signature, which is equivalent to your signature in writing. You also agree that no third-party verification is necessary to validate your electronic signature. You further agree that each use of your electronic signature in connection with the Sites constitutes your agreement to be bound by these Terms as they exist on the date of your electronic signature.
• These Terms inure to the benefit of and are binding on FL Newsletter’s and your successors and assigns, respectively.
• FL Newsletter may assign these Terms to a successor in interest (in whole or in part) but you may not assign the Terms without the prior express written consent of FL Newsletter.
• If any provision of these Terms is held by a court or other tribunal of competent jurisdiction to be invalid, illegal or unenforceable for any reason, that provision shall be eliminated or limited to the minimum extent such that the remaining provisions will continue with the same effect as if such unenforceable or invalid provision was not used.
• No waiver by FL Newsletter of any term or condition set out in these Terms shall be deemed a further or continuing waiver of such term or condition or a waiver of any other term. Any failure FL Newsletter to assert a right or provision under these Terms shall not constitute a waiver of such right or provision.
• Nothing contained in these Terms creates a partnership, joint venture, agency or other such relationship by and between FL Newsletter and you.
• If FL Newsletter is or you are prevented from performing or unable to perform any obligation under these Terms due to any cause beyond the reasonable control of the party invoking this provision, the affected party's performance will be extended for the period of delay or inability to perform due to such cause.
• Headings and captions are for convenience only. Except as otherwise provided or made clear by the context, use of the words or phrases including, include, in particular, for example, such as, or any similar expression, are to be construed as illustrative and will not limit the sense of the words, descriptions, definitions, phrases, or terms preceding or following those words. Any limited or specific disclaimers or limitations of liability found in these Terms shall not limit the effect, forth, or breadth of any other disclaimers or limitations of liability in these Terms.
• You may reach FL Newsletter at the contact information provided below. California residents may also reach the Complaint Assistance Unit of the Division of Consumer Services of the California Department of Consumer Affairs by mail at 1625 North Market Blvd., Sacramento, CA 95834, or by telephone at (916) 445-1254 or (800) 952-5210.

HOW DO I CONTACT FL Newsletter?

To contact FL Newsletter about these Terms or our Privacy Policy, please contact us:

• By Email: support@fantasylife.com
• By Post: 1301 6th Ave New York, New York 10019, United States